Fees and Rebates

There are rebates, out of pocket costs and the different types of clinicians… And what is a mental health care plan anyway?! We hear you – so here is a quick breakdown to (hopefully!) make things a little clearer. Can’t be bothered reading? Feel free to call us directly and we can give you pricing for your specific needs over the phone!

Total cost after Medicare Rebate:

General Psych:

$128.15,

Clinical Psychologist:

$108.15

A Quick Breakdown
3 main variables that impact
the cost of your appointment.

01. Type of Appointment

This is essentially just who will be attending. The main types of appointments are: Individual, Group, Family and Couples.

02. Type of Clinician

Depending on the qualification and years of experience, clinicians have different session rates. Most commonly you’ll find Provisional Psychologists, General Psychologists, Clinical Psychologists or Counsellors.

03. Rebates and Gap Payments

If eligible, Government insurers (think Medicare, NDIS etc) can cover costs or provide rebates. Your private health may also provide you a rebate. So what is a ‘gap payment’? To confuse you, the industry calls the difference between the cost of the session and your rebate the ‘gap’. For example $215 cost -$129 rebate = $86 gap.

Type of Appointment

As outlined above, the type of appointment is the first variable on cost. Different insurers cover different appointments types so we have also given the basic availability on rebates. As you can see the major Government insurances such as Medicare and NDIS only cover Individual appointment types.  As outlined above, the type of appointment is the first variable on cost. Different insurers cover different appointments types so we have also given the basic availability on rebates. As you can see the major Government insurances such as Medicare and NDIS only cover Individual appointment types. You must have a Mental Health Care Plan (MHCP) or Referral Letter from you GP to be eligible to access the Medicare Rebate. To access your private health fund, you first need to contact your private fund to ensure you are covered for Psychology.

Individual

from $100
Private
Medicare
NDIS

Couples Counselling

from $350
Private
Medicare
NDIS

Family Counselling

from $370
Private
Medicare
NDIS

Type of Clinician

Another major influence on the price of your appointment is the type of clinician. Here at Tonic Psychology our team have a variety of qualifications and experience levels with varying costs per session. We have a breakdown and quick explanation for what each mean to help give some clarity! Getting confused? Please feel free to call us and we’ll be happy to talk you though your specific needs.

Provisional Psychologist

from $100
4 years education and training with Masters Degree
Provisional registration with AHPRA
Completing Supervision

General Psychologist

from $225
6 years education and experience
Masters Degree
Fully qualified with general registration with AHPRA

Clinical Psychologist

from $250
8 years education and experience with Masters Degree
Expert clinician with AHPRA registration
Specialised APAC-accredited training

Rebates and Gap Payments

Depending on if you are claiming through an insurer (either Government like Medicare or your private health),
or simply paying yourself, there are some

Government Insurance

Many people access services using Medicare but that is not the only avenue. NDIS, WorkCover, TAC and a variety of other Government Insurances cover costs of mental health support.
Reduce or cover the cost
Only some types of clinicians
Only some types of appointments

Private Insurance

Government Insurers are restrictive with the types of clinicians you are able to see, so for those with private insurance, it can sometimes be a more flexible options to claim through your insurance company instead.
Reduce or cover the cost
Only some types of clinicians
Variety of types of appointments

Self Payment

While Medicare is often seen as the most obvious option, self payment can provide far more variety and in many cases reduce wait times and costs. Chat with us to find out more!
Access to affordable therapy packages
Any type of clinicians
Any types of appointments

Have an enquiry?

At Tonic Psychology, we offer a range of mental health services to suit a variety of needs. Our team of experienced clinicians specialise in a wide range of presenting issues and modalities, using the most up-to-date practices in the fields of psychology and therapy.
Phone: 1300 668 256
Our Locations
1 Lincoln Rd,
Essendon VIC 3040,
Australia
5 Fleet St,
North Parramatta
NSW
Book a Session

Tonic Psychology acknowledges the Wurundjeri Woi Wurrung people of the Kulin Nation, who are the Traditional Owners of the land on which we live and work, and pay our respects to Elders past and present.

Our team is more than just ‘gay friendly’. We are part of the LGBTQIA+ community. We are in your corner.

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